You build the agents.
We move the money
AgentRail is the financial layer for AI agents — Reserves accounts, policy-aware Payouts, real-time Monitoring, and a conversational interface to all of it.
Six primitives. One coherent surface.
Programmable, FDIC-insured¹ accounts agents can hold, receive, and send funds from.
Open product →A single tool call to send money; AgentRail handles rails, routing, and reconciliation.
Open product →Charge customers, vendors, and other agents via links, phone, or direct debit.
Open product →Revolving credit so agents can spend autonomously without pre-funding every account.
Open product →Bill customers on outcomes, success, tokens consumed, or other criteria you define.
Open product →Move money between AgentRail accounts and external banks across every supported rail.
Open product →One SDK. REST, MCP, or tool calls.
agent = await agentrail.agents.create(
name="Carrier Payment Agent v2.1",
description="Autonomous agent that pays delivery carriers",
limits={"per_transaction": 100_000},
permissions=["payments.create"],
)Move money in plain English
AgentRail Chat is the conversational interface to your Reserves, agents, and Payouts. Built into every account. Approve from your phone, pause an agent from Slack, refund a customer without opening a dashboard.
- Natural language across the full transaction surface
- Streams every step: policy, screening, rail, settlement
- Approval cards inline. One tap clears them.
- Every prompt is a receipt. Audit-ready by default.
Designed for simplicity, engineered for scale.
Make complexity disappear
Onboarding, verification, and settlement happen in the background so your agents focus on the work.
Move at agent speed
Settlement in real time. Every authorized transaction unlocks instant downstream value.
Support infinite growth
Different rails, different speeds, and different rules — collapsed into one programmable layer.
Scale with confidence
Move money without risk while AgentRail handles policy, controls, and reconciliation.
How the fastest-growing companies use AgentRail.
Pay carriers as deliveries complete.
Bi-weekly carrier-pay batch jobs are the old way. AgentRail-backed dispatch agents settle each carrier the moment a delivery completes, against the policy you set and with screening already done.
- ─Per-driver wallets with daily caps and counterparty allow-lists
- ─Proof-of-delivery webhook → instant settlement
- ─Disputes routed back to the dispatcher with full receipt history
Build with AgentRail.
Join the early access program. We'll get you a sandbox, integration support, and a path to production within days.